Insurance amounts in Europe
| Overview of insurance amounts | ||||||||||||
EN 14450 | EN 1143-1 | |||||||||||
| Level/grade | S1 | S2 | 0 | I | II | III | IV | V | VI | VII | ||
Austria | 210517/15 AB of VSÖ | |||||||||||
| Business | Without IAS | 1000 € | - | - | 10 | 20 | 50 | 100 | 150 | 250 | 375 | - |
| With IAS | - | - | 20 | 40 | 100 | 200 | 300 | 500 | 750 | - | ||
| Private | Without IAS | 1000 € | 5 | 20 | 20 | 65 | 100 | 200 | 400 | - | - | - |
| With IAS | 5 | 20 | 40 | 130 | 200 | 400 | 800 | - | - | - | ||
Belgium | BELGOSAFE | |||||||||||
| Cash | 1000 € | 2,5 | 5 | 7 | 10 | 25 | 45 | 75 | 125 | 250 | - | |
| Other values | 5 | 9 | 14 | 20 | 50 | 90 | 150 | 250 | 500 | - | ||
Denmark | Sikrings Guiden | |||||||||||
| Without IAS | 1000 DKK | - | - | 15 | 40 | 60 | 200 | 500 | 900 | - | - | |
| With IAS | - | - | 30 | 80 | 120 | 600 | 1500 | - | - | -. | ||
| With IAS+ | - | - | 60 | 160 | 240 | 1200 | 3000 | - | - | -. | ||
Finland | Finanssiala | |||||||||||
| Without IAS | 1000 € | - | - | - | 10 | - | - | - | - | - | - | |
| With IAS | - | - | - | - | 30 | 60 | 120 | 200 | - | - | ||
France | The following figures are used by several providers. The original source is not known. | |||||||||||
| General | 1000 € | 1,5 | 3 | 8 | 25 | 35 | 55 | 110 | 200 | 300 | - | |
Germany | LVM in combination with VdS 3134-1 | |||||||||||
| Business | Without IAS | 1000 € | - | - | 10 | 20 | 50 | 100 | 150 | 250 | 375 | 500 |
| With IAS | - | - | 20 | 40 | 100 | 200 | 300 | 500 | 750 | 1000 | ||
| With IAS and CD | - | - | - | - | - | - | 500 | 750 | 1000 | 1000 | ||
| Private | Without IAS | 1000 € | 5 | 20 | 40 | 65 | 100 | 200 | 400 | - | - | - |
| With IAS | 5 | 20 | 80 | 130 | 200 | 400 | 800 | - | - | - | ||
Hungary | Association of Hungarian Insurance Companies (MABISZ) | |||||||||||
| Without IAS | 1.000. 000 FT | 1,5 | 2,5 | 5 | 8 | 20 | 70 | 120 | 300 | 500 | 800 | |
| With IAS | 3 | 5 | 10 | 16 | 40 | - | - | - | - | - | ||
Ireland | Irish Safes Ratings Group | |||||||||||
| Cash | Without IAS | 1000 € | - | - | 3,75 | 6,25 | 12,5 | 12,5 | 12,5 | 12,5 | 12,5 | - |
| With IAS | - | - | 7,5 | 12,5 | 25 | 50 | 90 | 150 | 300 | - | ||
| Other values | Without IAS | 1000 € | - | - | 18,75 | 31,25 | 62,5 | 62,5 | 62,5 | 62,5 | 62,5 | - |
| With IAS | - | - | 37,5 | 62,5 | 125 | 250 | 450 | 750 | 1000 | - | ||
Netherlands | Informatiekaart kluizen of VGW | |||||||||||
| Cash | 1000 € | 2,5 | 5 | 7 | 10 | 25 | 45 | 75 | 125 | 250 | - | |
| Other values | 5 | 9 | 14 | 20 | 50 | 90 | 150 | 250 | 500 | - | ||
Norway | FG-530-1, FG Skadeteknikk | |||||||||||
| Without EX | Without IAS | 1000 NOK | - | - | 50 | 100 | 150 | 200 | 500 | 750 | 1500 | 2250 |
| With IAS | - | - | 100 | 200 | 300 | 400 | 1000 | 1500 | 3000 | 4500 | ||
| With EX | Without IAS | 1000 NOK | - | - | - | - | - | - | 625 | 1125 | 1875 | 3125 |
| With IAS | - | - | - | - | - | - | 1250 | 2250 | 3750 | 6250 | ||
Slovenia | Slovenian Insurance Association (not updated since 2007, insurance companies are free, to choose own values) | |||||||||||
| Without IAS | 1000 € | 5 | 8 | 10 | 20 | 50 | 100 | 150 | 250 | 375 | 500 | |
| With IAS | - | - | 20 | 40 | 100 | 200 | 300 | 500 | 750 | 1000 | ||
Sweden | FTR 1028 of Svensk Försäkring | |||||||||||
| General | 1000 SEK | - | - | 50 | 80 | 140 | 210 | 350 | 550 | 830 | 1650 | |
United Kingdom | The Association of Insurance Surveyors Ltd | |||||||||||
| Cash | 1000 £ | 2 | 4 | 6 | 10 | 17,5 | 35 | 60 | 100 | 150 | 250 | |
| Other values | 20 | 40 | 60 | 100 | 175 | 350 | 600 | 1000 | 1500 | 2500 | ||
The stated insurance amounts stated are taken from sources that we consider reliable. However, we do not assume any liability for their correctness. They are always only non-binding average values in € 1,000 or a national currency. Each insurance company is free to take deviating values in cover. In some cases, the values may even vary considerably between different insurance companies in the same country. In such cases, usually the lower value is stated.
In addition to the resistance grade of the standard a certification of the unit is a must. The accepted certification bodies vary from country to country and from insurance to insurance company.
The requirements for a intruder alarm system (IAS) vary from country to country. In some, a general intruder alarm system in the building is sufficient; in others, it must be designed for and connected to the safe. In Denmark and Finland, there is an additional distinction between different alarm system installations.
In most cases, additional requirements such as proper anchoring must also be met.
"EX" refers to the explosion-hampering resistance grades of EN 1143-1 (II EX, III EX, IV EX, V EX, VI EX and VII EX).
The requirements for a intruder alarm system (IAS) vary from country to country. In some, a general intruder alarm system in the building is sufficient; in others, it must be designed for and connected to the safe. In Denmark and Finland, there is an additional distinction between different alarm system installations.
In most cases, additional requirements such as proper anchoring must also be met.
"EX" refers to the explosion-hampering resistance grades of EN 1143-1 (II EX, III EX, IV EX, V EX, VI EX and VII EX).
"CD" refers to additional core drill protection in accordance with the resistance grades of EN 1143-1 (IV CD, V CD, VI CD and VII CD)
"-" states that either there are no recommendations or this will be decided on a case-by-case basis, or that use is not recommended in this country. Please contact your insurance company.
"-" states that either there are no recommendations or this will be decided on a case-by-case basis, or that use is not recommended in this country. Please contact your insurance company.