Insurance amounts in Europe

                          

Overview of insurance amounts
(non-binding mean values) in selected European countries, as of 09/2021

EN
14450

EN 1143-1

Level/grade

S1

S2

0

I

II

III

IV

V

VI

VII


Austria
 
171204/13 AB of VSÖ
Business Without IAS 1000 €--102050100150250375-
With IAS

-

-2040100200300500750-
Private Without IAS 1000 €5202065100200400---
With IAS

5

2040130200400800---

Belgium
 
BELGOSAFE
Cash 1000 €

2,5

5

7

10

25

45

75

125

250

-

Other values

5

9

14

20

50

90

150

250

500

-

Denmark
 
Sikrings Guiden
Without IAS 1000 DKK

-

-154060200500900--
With IAS

-

-30801206001500--

-.

With IAS+

-

-6016024012003000--

-.


Finland
 
Finanssiala
Without IAS 1000 €

-

--10------
With IAS----3060120200--

France
 
The following figures are used by several providers. The original source is not known.
General 1000 €

1,5

38253555110200300-

Germany
 
LVM in combination with  VdS 3134-1
Business Without IAS 1000 €--102050100150250375500
With IAS

-

-20401002003005007501000
With IAS and CD

-

-----50075010001000
Private Without IAS1000 €

5

204065100200400---
With IAS

5

2080130200400800---

Hungary
 
Association of Hungarian Insurance Companies (MABISZ)
Without IAS 1.000.
000 FT

1,5

2,5582070120300500800
With IAS35101640-----

Ireland
 
Irish Safes Ratings Group
Cash Without IAS 1000 €--3,756,2512,512,512,512,512,5-
With IAS

-

-7,512,5255090150300-
Other values Without IAS 1000 €-

-18,7531,2562,562,562,562,562,5-
With IAS

-

-37,562,51252504507501000-

Netherlands
 
Informatiekaart kluizen of VGW
Cash 1000 €

2,5

5

7

10

25

45

75

125

250

-

Other values

5

9

14

20

50

90

150

250

500

-


Norway
 
FG-530-1, FG Skadeteknikk
Without EX Without IAS 1000 NOK--5010015020050075015002250
With IAS

-

-1002003004001000150030004500
With EXWithout IAS 1000 NOK-

-----625112518753125
With IAS

-

-----1250225037506250

Slovenia
 
Slovenian Insurance Association
(not updated since 2007, insurance companies are free, to choose own values)
Without IAS 1000 €

5

8102050100150250375500
With IAS-

-2040100200300500750

1000


Sweden
 
FTR 1028 of Svensk Försäkring
General 1000 SEK

-

-50801402103505508301650

United Kingdom
 
The Association of Insurance Surveyors Ltd
Cash 1000
£

2

461017,53560100150250
Other values204060100175350600100015002500

The stated insurance amounts stated are taken from sources that we consider reliable. However, we do not assume any liability for their correctness. They are always only non-binding average values in € 1,000 or a national currency. Each insurance company is free to take deviating values in cover. In some cases, the values may even vary considerably between different insurance companies in the same country. In such cases, usually the lower value is stated.

In addition to the resistance grade of the standard a certification of the unit is a must. The accepted certification bodies vary from country to country and from insurance to insurance company.

The requirements for a intruder alarm system (IAS) vary from country to country. In some, a general intruder alarm system in the building is sufficient; in others, it must be designed for and connected to the safe. In Denmark and Finland, there is an additional distinction between different alarm system installations.

In most cases, additional requirements such as proper anchoring must also be met.

"EX" refers to the explosion-hampering resistance grades of EN 1143-1 (II EX, III EX, IV EX, V EX, VI EX and VII EX).

"CD" refers to additional core drill protection in accordance with the resistance grades of EN 1143-1 (IV CD, V CD, VI CD and VII CD)

"-" states that either there are no recommendations or this will be decided on a case-by-case basis, or that use is not recommended in this country. Please contact your insurance company.